Flynn Sprake Financial Planning offers financial advice tailored to your personal circumstances and financial objectives. Our team is qualified and skilled to provide you with financial advice, no matter how big or small your investments, or what your needs may be. Our aim is to work with you to assist in securing your financial future.
Life presents opportunities and challenges.
At Flynn Sprake Financial Planning we Listen to what your goals are and what you are trying to achieve. Working with you, we then create a Plan to help you Achieve your goals. We are working Together, with you, all the way along your journey.
We offer a broad range of financial advice services, aimed at helping you reach your financial goals.
Adequate retirement savings misjudged
Association of Superannuation Funds of Australia (ASFA) research has shown individuals across the country are overestimating how much super they will need in retirement.
The SBSCH will close from 1 July 2026
The ATO is warning employers not to use the small business super clearing house (SBSCH) for any further contributions.
Complications of maintaining two cost bases in Div 296
According to BT technical consultant Matt Manning, the Division 296 cost base reset requires SMSFs to maintain two parallel cost bases indefinitely: one for ordinary capital gains tax and another solely for Division 296 earnings.
What the Payday Super changes mean for your retirement
Significant reforms to the Australian superannuation system are about to take effect and could help people boost their super balances in the lead-up to retirement.